Caroline Bianchi's Blog
If you want to buy a house, it pays to enter the real estate market with a checklist in hand. That way, you can streamline the process of going from homebuyer to homeowner.
Now, let's take a look at three things to include in your homebuying checklist.
1. Your Budget
Your budget will dictate whether you're able to afford a condo, luxury home or something in-between. As such, you'll want to assess your finances closely as you determine exactly what type of house that you can afford.
Oftentimes, it helps to get a copy of your credit report. You are eligible to receive one free copy of your credit report annually from each of the three credit reporting bureaus (Equifax, Experian and TransUnion). If you know your credit score, you can determine whether now is a good time to enter the real estate market, or whether you should improve your credit score first.
You may want to consult with several banks and credit unions too. These financial institutions can teach you about various mortgage options and help get pre-approved for a mortgage. Then, once you have a mortgage, you'll know exactly how much you can spend on a house and tailor your home search accordingly.
2. Where You Want to Live
Living in the suburbs is very different from residing in the city. Therefore, you'll want to consider where you want to live so that you can search for a home in specific areas.
For example, if you prefer the peace and quiet of a small town, you may want to consider houses in small towns in the state of your choice. These towns may feature dozens of available homes. Plus, in many instances, small town houses are priced lower than big city residences.
Or, if you enjoy the hustle and bustle of the big city, you can search for residences in any city, at any time. These houses likely will ensure that you'll have quick, easy access to a variety of big city attractions and landmarks.
3. Real Estate Agent
There is no telling whether you're about to enter a seller's or buyer's market, as the housing sector often fluctuates. Fortunately, if you hire a real estate agent, you can increase the likelihood of a quick, successful homebuying experience, regardless of the current housing market's conditions.
A real estate agent is committed to your homebuying success and will do what it takes to help you find the right home, at the right price. He or she will learn about your homebuying goals and offer expert insights into the real estate market. Also, if you ever have homebuying concerns or questions, a real estate agent is available to address them.
For those who want to streamline the homebuying process, it helps to hire a real estate agent. And if you hire a real estate agent today, you can get the assistance that you need to make your homeownership dream come true.
Get started on your homebuying checklist, and you can simplify the process of acquiring your ideal residence.
22 Arrowhead Ave., Auburn, MA 01501
22 Arrowhead Ave., Auburn, MA 01501
Pinterest is a beautiful thing. Giving us a truly endless supply of crafts, hacks, tips, and recipes for our homes. But as infamous as Pinterest is for its helpfulness is the plethora of “Pinterest Fails” it leaves in its wake. Here’s how to avoid making your home look like a giant craft project instead of the stylish, chic abode you’re dreaming of.
The most important thing to keep in mind is “just because you can, doesn’t mean you should”. Okay, that might sound mean but let me explain.
Just as you’d carefully select high-end pieces for your home you should carefully select your projects. It can be tempting to do #allthethings since they are cheap, easy and let’s be honest, fun. However, overloading on craft projects or any form of decor quickly crowds out style.
So be as strategic with which projects fit your current surroundings as you would if investing a large chunk of change into a piece. Select projects that are cohesive with the current design of your room and home. If your home is sleek and modern but you add a country chic style piece it’s going to look out of place and throw off your whole room.
Go neutral. This doesn’t mean your whole room needs to be beige (boring!) but reaching for neutral colors more often than not will keep your home looking classy and stylish. If you pull out any home decorating magazine you’ll notice that most of the room is neutral. This allows for the pieces you do choose to pull in color with to really pop and take the spotlight.
One strength of crafts is bringing in a variety of furniture and decor. Again, looking at home decor magazines you’ll notice many rooms don’t have full matching sets. Mix feminine with masculine pieces and soft, smooth fabrics with rich, textures. This brings dimension and interest to your room while scratching the itch to go hunting for great fixer-upper finds.
Less is more. To create a stylish home space is key. This also means you might want to do some decluttering in your home. Stuff has a knack for building up. But by creating lots of breathing space between items you create more room for the items you create to be put on display and admired.
Limit trends. I know this one is hard! Limit the number of trendy items you create to prevent your decor from becoming quickly outdated. And overdoing a trend can make a room feel uncomfortable and stiff. For example, one pallet board craft can be fun. But having several in every room of your house will quickly have your home feeling like a giant craft project. Some other trends pushing their welcome? Chevron and copper everything.
Want to buy a house? If you plan ahead for the homebuying journey, you may be better equipped than ever before to reap the benefits of a seamless homebuying experience.
Now, let's take a look at three tips to help you prepare for the homebuying journey.
1. Figure Out Where You Want to Live
Do you prefer the hustle and bustle of the big city? Or, would you like to reside in a small town? Think about where you want to live, and you may be able to speed up the homebuying journey.
A homebuyer who narrows his or her search to houses in a set number of cities and towns may be able to quickly discover the ideal residence. Thus, if you know where you want to go, you can act fast to pursue your dream house. And once you find your dream home, it may be only a few weeks before you can finalize a home sale.
2. Obtain a Mortgage
A mortgage generally is a must-have for a homebuyer, regardless of where he or she decides to live. If you submit a mortgage application before you embark on the homebuying journey, you can enter the real estate market with a budget in hand.
Oftentimes, it won't take long to get pre-approved for a mortgage. You can meet with a variety of banks and credit unions, and these financial institutions can teach you about a wide array of mortgage options. Next, you can select a mortgage that satisfies your personal requirements.
When you meet with banks and credit unions, don't hesitate to ask plenty of questions, either. If you receive expert mortgage insights, you can make an informed mortgage decision that likely will serve you well for years to come.
3. Consult with a Real Estate Agent
Let's face it – pursuing a home should be a quick, easy process, but problems may arise that prevent you from buying your ideal residence. Thankfully, real estate agents are available in cities and towns nationwide, and these housing market professionals can help you make your homeownership dreams come true.
A real estate agent is a housing market expert who can teach you how to discover a terrific house at a budget-friendly price. This housing market professional can explain the differences between a buyer's and seller's market and help you map out a successful homebuying journey. That way, you may be able to improve your chances of acquiring a superb residence if you hire a reliable real estate agent.
In addition, a real estate agent will serve as your guide along the homebuying journey. He or she will keep you up to date about new residences that become available, set up home showings and help you submit homebuying proposals. And if you ever have homebuying concerns or questions, a real estate agent is available to respond to them.
Achieve the best-possible results during the homebuying journey – use the aforementioned tips, and you can plan ahead to acquire your ideal residence.