Caroline Bianchi's Blog
Buying a house is a life-changing decision. As such, you should perform extensive home evaluations before you make your final purchase decision.
There are many questions to consider as you review houses, and these questions include:
1. Does a home match my expectations?
Entering the housing market with homebuying criteria usually is a good idea. If you know what you want to find in your dream house, you can tailor your home search accordingly. As a result, you can speed up the homebuying journey.
When it comes to establishing homebuying criteria, it helps to consider your short- and long-term goals. For example, if you want a house that is close to your current office in the city, you can search for residences in towns and cities near your workplace. Or, if you are willing to upgrade a house on your own, you may want to focus on "fixer-upper" properties.
2. Can I afford a house?
Home prices vary based on many factors. Fortunately, if you create a homebuying budget, you can narrow your house search and review properties that fall within your price range.
Oftentimes, it helps to get pre-approved for a mortgage. Banks and credit unions are happy to provide you with a wide assortment of mortgage options. Once you assess the different types of mortgages, you can choose one that will ensure you can acquire your dream home in no time at all.
3. Will a home require in-depth repairs in the near future?
How a home looks today may not match how this residence looks in the years to come. As you evaluate residences, it may be beneficial to consider potential repairs.
For instance, if a house likely will require a new roof in the next few years, you may need to budget for this expense. Conversely, if a home is brand new or recently has been upgraded, you may be able to avoid costly, time-consuming repairs in the foreseeable future.
If you want to streamline your home search, you can hire a real estate agent too. In fact, if you employ a real estate agent, you can receive comprehensive support throughout the homebuying journey.
A real estate agent has a simple goal: to help you find a great house at a budget-friendly price. To accomplish this goal, a real estate agent will learn about you and your homebuying criteria and craft a personalized homebuying strategy. Plus, a real estate agent will set up home showings, offer expert homebuying recommendations and help you submit an offer to purchase your dream residence. And if you have homebuying concerns or questions, a real estate agent is available to respond to them at your convenience.
Lastly, be careful as you evaluate available homes in your preferred cities and towns. Keep in mind that no house is perfect, and any residence you buy may increase or decrease in value over time. And if you find a home that you want to buy, prepare a competitive offer, and you can boost the likelihood of receiving an instant "Yes" from a property seller.
The daily commute can be a daily grind. What if you could commute and get a workout in at the same time? You can if you take on the task of commuting by bicycle. Whether you’re established in your current neighborhood or searching for a new home, you should always consider your location in relationship to your work in addition to your preferred mode of transportation. Especially in regions where the weather is nice the whole year through, you’ll want to check on your options for commuting by bike. Below, you’ll find some tips that can make commuting to work by bicycle from your home a bit easier.
Depending on weather conditions, you’ll need to plan ahead. If you have a longer commute, you’ll most likely need to bring a change of clothes to work. You don’t want to spend an entire day at the office in sweaty, smelly clothes. If you need to dress professionally, you should plan to bring clothing that won’t wrinkle easily. Also keep some items to help you freshen up in your work bag including deodorant and wipes. As temperatures get warmer throughout the year, this will become ever important. If the weather looks like it might rain, you might want to bring additional gear or just skip the commute by bike altogether on those days. You can even store some spare clothing or toiletries in your desk in case you forget to pack something one day.
Have A Space To Keep Your Bike
Both at home and at work, you’ll need to find a spot to keep your bike. It’s important to find a place where the bike will be secure and is able to be locked down. Depending upon the type of area you work in, you’d hate to ride to work on your bike only to find out that when you’re ready to return home your bike has been stolen. Your bicycle should also have a convenient location where you can store it around your home as well.
Keep In Mind That You Still Could Encounter Problems
Even though you’re riding a bike and not driving a car, you can still encounter problems on your ride to and from work. Hit one bump the wrong way and you’ll end up with a flat tire. This means that you’ll need to have a kit ready in case of any kind of issues that you encounter during your commute. Keep this commuter kit with your work things so that you don’t need to worry about where the spare tubes and bicycle pump are.
When you choose a commuter friendly neighborhood, you’ll be surprised at how much fun and how easy commuting to and from work by bicycle can be. Just heed some convenience and safety tips and you’ll be well on your way to a good workout to and from work.
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If you plan to buy a house and want to achieve the optimal results, you should perform a home inspection. In fact, there are many reasons why you should allocate significant time and resources to conduct an in-depth house inspection, and these include:
1. You can gain unprecedented insights into a home's condition.
Although you might have fallen in love with a house when you first saw it, a home inspection may make you rethink your decision to purchase a residence. To better understand why this may be the case, let's consider an example.
If you conduct a home inspection and discover a wide range of problems with a house, you have a tough choice to make. In this scenario, you can continue with a home purchase as planned. Or, you may be able to make a viable argument that a seller should perform assorted house repairs or reduce his or her sale price based on the inspection results.
Ultimately, a home inspection provides you with insights that you may struggle to gain anywhere else. And if you perform an extensive home inspection, you may reap the benefits of this evaluation for years to come.
2. You can avoid the risk of paying too much to acquire your ideal residence.
As a homebuyer, it is important to do everything possible to get the best price on a house. But even if you conduct real estate market research, you risk spending too much on a house if you ignore a home inspection.
With a house inspection, you can learn about various home problems, along with the costs associated with such issues. Then, you can use this information to determine whether your initial offer is sufficient, or whether you should request a reduced home price based on a residence's condition.
3. You can limit the possibility of costly home repairs.
Thanks to a home inspection, you can identify home issues that otherwise may lead to costly repairs down the line. You then can use this information to decide whether you can complete myriad home repairs on your own, or whether professional support is needed to perform house improvements. And if you are overwhelmed by the costs associated with many potential home repairs, you can always walk away from a home sale at this time.
Clearly, there are many reasons to perform a home inspection before you finalize a house purchase. If you hire an expert real estate agent, you can receive plenty of support as you prepare for a home inspection too.
A real estate agent is happy to put you in touch with the top home inspectors in your area. Plus, a real estate agent will attend a home inspection with you and is ready to provide guidance throughout the evaluation. Perhaps best of all, a real estate agent can meet with you after a house inspection, go over the inspection results with you and help you make an informed decision about whether to proceed with a home purchase.